Our Income Protection is currently not available for purchase. If you have a client who is an existing policyholder, we'd like to assure you that they are not affected by the changes in availability of this product, and can continue to claim in line with the terms and conditions of their current policy.
IncomeShield can be tailored to meet your clients' circumstances and budget; keeping them in complete control of the cover they have.
They select how much of their monthly income they want to insure, the type of cover they want, how long they want to be covered for and when they'd receive their first payment if they needed to claim.
Your clients can even choose whether they'd like to defer paying for their policy for the first two months.
We want to let you know...
As with all insurance policies there are circumstances when cover can't be offered or a claim paid. For example, any sickness within the initial exclusion period and any pre-existing medical condition that your clients haven't been symptom-free from in the 12 months before the policy start date.
These are only examples. For full details of what's covered and what's not covered, please read our Income Protection policy document. Alternatively, you can find further information in our Insurance Product Information Document (IPID) for Income Protection.