Commission & Earnings
Commission & Earnings
We pay some of the highest commissions available.
We give you a host of payment options so you can make your commission work for you.
How it works
Enhanced Indemnity pays you 45% in year 1 then converts to annual advances of 15% from year 2 onwards - that's 60% over the first 2 years!
Year | Earnings | Upfront Earnings |
1 | 45% | 60% |
2 | 15% | 0% |
3 | 15% | 15% |
The commission percentages shown are based on a commission rate of 27.5%. Commission rates may vary, therefore your commission percentage could be higher or lower than shown in the example.
Example
Policy cancelled: Month 6
Policy Monthly Premium: £25
Commission earned & paid in month 1: £135 at 45%
Commission retained: 6 of the 24 months paid in month 1 i.e. 25% = £33.75
Fair clawback structure
Your 1st year 45% commission payment includes your year 1 payment and an advance of your year 2 payment.
We operate a fair straight-line clawback process which means that even if a policy performs below average and cancels in the first two years, you keep the commission you've already earned.
Straight Line Clawback

It's easy to switch to Enhanced Indemnity. Plus our other commission options remain available to you and you can switch back at any time.
Eligibility
If you're Directly Authorised and interested in changing your commission structure to Enhanced Indemnity please request a callback and a member of the team will be happy to talk through your options.
If you're an Appointed Representative and interested in changing your commission structure to Enhanced Indemnity, please contact your Network Principal.
How it works
Double Indemnity pays you 50% in year 1 then converts to Annual Indemnity at 27.5% from year 3 onwards.
Year | Earnings | Upfront Earnings |
1 | 50% | 50% |
2 | 0% | 0% |
3 | 27.5% | 27.5% |
The commission percentages shown are based on a commission rate of 27.5%. Commission rates may vary, therefore your commission percentage could be higher or lower than shown in the example.
It's easy to switch to Double Indemnity. Plus our other commission options remain available to you and you can switch back at any time.
Eligibility
If you're Directly Authorised and interested in changing your commission structure to Double Indemnity please request a callback and a member of the team will be happy to talk through your options.
If you're an Appointed Representative and interested in changing your commission structure to Double Indemnity, please contact your Network Principal
How it works
Initial Indemnity pays you 27.5% upfront in year 1 then further 12 months advances of commission at 27.5% from year 2 onwards.
Year | Earnings |
1 | 27.5% paid upfront in month 1 |
2 | 27.5% paid monthly in arrears |
3 | 27.5% paid monthly in arrears |
The commission percentages shown are based on a commission rate of 27.5%. Commission rates may vary, therefore your commission percentage could be higher or lower than shown in the example.
It's easy to switch to Initial Indemnity. Plus our other commission options remain available to you and you can switch back at any time.
Eligibility
If you're Directly Authorised and interested in changing your commission structure to Initial Indemnity please request a callback and a member of the team will be happy to talk through your options.
If you're an Appointed Representative and interested in changing your commission structure to Initial Indemnity, please contact your Network Principal.
How it works
Annual Indemnity pays you 27.5% upfront in year 1 then further 12 months advances of commission at 27.5% from year 2 onwards.
Year | Earnings | Earnings in first 2 years |
1 | 27.5% | 55% |
2 | 27.5% | 0% |
3 | 27.5% | 27.5% |
The commission percentages shown are based on a commission rate of 27.5%. Commission rates may vary, therefore your commission percentage could be higher or lower than shown in the example.
It's easy to switch to Anual Indemnity. Plus our other commission options remain available to you and you can switch back at any time.
Eligibility
If you're Directly Authorised and interested in changing your commission structure to Annual Indemnity please request a callback and a member of the team will be happy to talk through your options.
If you're an Appointed Representative and interested in changing your commission structure to Annual Indemnity, please contact your Network Principal.
How it works
Monthly Commission pays you a percentage for any monthly premium we receive, excluding IPT, charge for credit and the policy admin fee, where payable, in arrears in month 1, followed by further monthly payments in arrears.
It's easy to switch to Monthly Commission. Plus our other commission options remain available to you and you can switch back at any time.
Eligibility
If you're Directly Authorised and interested in changing your commission structure to Monthly Commission please request a callback and a member of the team will be happy to talk through your options.
If you're an Appointed Representative and interested in changing your commission structure to Monthly Commission, please contact your Network Principal